No, middle initials or middle names are not required and having (or not having) that information will not cause the credit card to be rejected. Most banks do not require that the name on the card to match the purchaser's name provided by the cardholder.
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Reason Code 200 indicates a mismatch reported by Address Verification Service. The billing address provided by the customer does not match the cardholder address on file with the issuing bank. Reason Code 200 occurs only when both the street address (house number only) and Postal Code do not match the values on file.
Reason code 203 is a hard decline from your customer's card-issuing bank. It is classified as a general decline by the card issuer, and no further information is provided to Cybersource. The card-issuing bank may have additional information.
One or more fields for the transaction contains missing data. Note: CyberSource Merchants can locate more details about a specific transaction by logging into their CyberSource Business Center and navigating to the Transaction Search Detail page.
CyberSource, acquired by Visa in 2010 and now part of Visa Acceptance Solutions, is payment technology, and includes offerings with flexible payment solutions that work across the globe.
In 2010, Visa Inc.acquired Cybersource. As a Visa platform, we have access to a global network of issuers and acquirers as well as Visa's world-class security infrastructure.
CyberSource is a leading provider of advanced payment management services responsible for spanning an entire portfolio of services that help in simplifying and automating payment operations. The platform is leveraged for processing online payments, streamlining fraud management, and simplifying payment security.
100 indicates the transaction was successful. Corresponds to the Response Code field in the CC Vendor Response table. 151 indicates the request was received by Cybersource but there was a server timeout.
This appears when there is an outage on the CyberSource gateway at the time the transaction was attempting to process. This error does not indicate a problem with the payment method.
HTTP Status code 400. Invalid data. One or more values does not match the expected value. This could be wrong data type, violating field length validation rules, or missing a required field.
If the response code received from Cybersource is 481 Rejected by Decision Manager, the system deactivates the payment method on the order and requires you to enter another form of payment before you can accept the order. See Cybersource Decision Manager Fraud Scoring for more information.
The 102 status code is an informational response, and it can be used to inform the client that the server has received the request and is working on it, especially if the request requires a lot of processing time, or if the server needs to perform some time-consuming tasks before it can produce a final response.
100 indicates the transaction was successful. Corresponds to the Response Code field in the CC Vendor Response table. 151 indicates the request was received by Cybersource but there was a server timeout.
HTTP response status codes (or simply status codes) are three-digit codes issued by a server in response to a browser-side request from a client. These status codes serve as a means of quick and concise communication on how the server worked on and responded to the client's request.
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